Location, location, location: That’s the name of the game when it comes to real estate. We’ve talked about the most expensive cities to purchase property, but have you ever wondered about the most expensive zip codes to live in? Online real estate marketplace RealtyHop’s annual Most Expensive Zip Codes Report offers an exclusive peek into where the crème de la crème of properties are located in the United States.

The Top 10 Zip Codes

The report ranks the top 10 most expensive zip codes in the U.S. based on median listing prices. Let’s take a closer look at what makes these areas so exclusive and the lifestyle they offer to their affluent residents.

1. Atherton, CA (94027) – $7,950,000

For the fourth consecutive year, Atherton has claimed the top spot as the most expensive zip code in the country. Located in Silicon Valley, this secluded neighborhood is home to tech moguls, venture capitalists, and corporate executives. The median home price sits at $7.95 million, making it a sanctuary for the ultra-wealthy.

Atherton is known for its sprawling estates, privacy, and lush greenery. Unlike many high-end neighborhoods, the area has no commercial zoning, ensuring a quiet and residential atmosphere. Google CEO Sundar Pichai, Facebook COO Sheryl Sandberg, and former HP CEO Meg Whitman have all called Atherton home.

2. Beverly Hills, CA (90210) – $6,290,000

Beverly Hills is synonymous with luxury and celebrity culture. With a median home price of $6.29 million, this iconic zip code attracts A-list celebrities, entertainment executives, and international buyers looking for a piece of Hollywood glamour.

From the palm-lined streets to the opulent mansions in Beverly Park and Trousdale Estates, 90210 is a showcase of prestige. High-end shopping on Rodeo Drive, exclusive members-only clubs, and world-class dining make this neighborhood a status symbol.

Recently, Kimora Lee Simmons sold her Beverly Hills mansion, a stunning property featuring floor-to-ceiling windows and resort-style outdoor spaces.

3. Sagaponack, NY (11962) – $5,900,000

Located in the Hamptons, Sagaponack is one of the most exclusive beachfront communities in the United States. With a median listing price of $5.9 million, this small coastal village is a playground for Wall Street executives, media moguls, and celebrities who want a summer retreat away from the city.

Sagaponack’s oceanfront mansions and vineyard estates offer breathtaking views and unparalleled privacy. The area is also home to some of the most exclusive country clubs and fine dining spots in the Hamptons, making it a top choice for high-profile buyers.

4. Fisher Island, FL (33109) – $5,700,000

Accessible only by ferry or private yacht, Fisher Island is one of the most exclusive enclaves in the country. With a median home price of $5.7 million, this private island community offers Mediterranean-style architecture, luxurious beachfront condos, and a world-class country club.

Residents enjoy secluded beaches, a championship golf course, and a private marina. Fisher Island has been a favorite of Oprah Winfrey, Mel Brooks, and various European billionaires who want the ultimate in exclusivity.

5. Water Mill, NY (11976) – $4,950,000

Another Hamptons hotspot, Water Mill, has a median home price of $4.95 million. This picturesque village features sprawling oceanfront properties and equestrian estates. The area’s historic charm, boutique art galleries, and farm-to-table restaurants make it an appealing option for high-net-worth individuals.

6. Montecito, CA (93108) – $4,795,000

Known for its Mediterranean-style estates and breathtaking Pacific Ocean views, Montecito is home to Prince Harry and Meghan Markle, Oprah Winfrey, and Ellen DeGeneres. The median home price in this elite enclave is $4.79 million.

Montecito offers private beaches, lush gardens, and a peaceful small-town vibe while still being close to Santa Barbara’s vibrant cultural scene.

7. Medina, WA (98039) – $4,750,000

A Seattle suburb that houses Bill Gates and Jeff Bezos, Medina has a median home price of $4.75 million. This waterfront community is known for its expansive lakefront properties, tree-lined streets, and unmatched privacy.

With its proximity to Microsoft, Amazon, and other tech giants, Medina is a preferred residence for high-ranking executives and entrepreneurs.

8. Los Altos Hills, CA (94022) – $4,380,000

Another Silicon Valley gem, Los Altos Hills, offers expansive properties and rolling landscapes. With a median price of $4.38 million, this area caters to tech industry leaders looking for luxury and seclusion.

9. Newport Beach, CA (92661) – $4,350,000

Known for its pristine beaches and multimillion-dollar waterfront homes, Newport Beach is a coastal paradise. The yachting lifestyle, upscale boutiques, and fine dining make this Orange County hotspot a haven for the rich and famous.

10. Rancho Santa Fe, CA (92067) – $4,250,000

Closing out the list is Rancho Santa Fe, a San Diego suburb with sprawling Mediterranean estates and equestrian properties. With a median home price of $4.25 million, Rancho Santa Fe offers gated communities, luxury golf courses, and a quiet retreat from city life.

California’s Dominance in Luxury Real Estate

California claims six out of the top ten spots, demonstrating its undeniable appeal to the ultra-wealthy. The combination of tech wealth, Hollywood influence, and coastal beauty keeps California at the forefront of high-end real estate.

New York’s High-End Buyers

With Sagaponack and Water Mill, the Hamptons continue to be a premier summer destination for financial executives, media moguls, and celebrities. The combination of oceanfront views, exclusivity, and proximity to NYC makes these zip codes highly desirable.

Los Angeles: The City of Extravagant Zip Codes

Los Angeles holds the crown for the city with the most expensive zip codes. With neighborhoods like Beverly Hills and its iconic 90210 zip code, the city continues to attract the elite with its mix of luxury, culture, and entertainment.